Regulatory Reporting Analyst

After starting as a prepaid card, our product offering has grown a lot in the last 10 years in the UK. As well as personal and business bank accounts, we offer joint accounts, accounts for 16-17 year olds, a free kids account and credit cards in the UK, with more exciting things to come beyond. Our UK customers can also save, invest and combine their pensions with us.

With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!

We’re not about selling products - we want to solve problems and change lives through Monzo ❤️

📍London | 💰up to £55,000 (depending on experience) ➕ incentive awards tied to your performance | Benefits | Hear from the team ✨

⭐Our Regulatory team

We are looking for a curious, adaptive and data-focused Regulatory Reporting Analyst with a strong attention to detail to join our regulatory reporting team at Monzo. The team is responsible for understanding our prudential regulatory reporting requirements, working on projects and submissions relating to these and collaborating with teams across Monzo.

🔑 You’ll play a key role by…

• Producing Monzo’s regulatory liquidity reporting, ensuring robust and consistent controls across all outputs to support regulatory compliance and internal governance requirements
• Documenting the applicable regulatory interpretations and communication
• Assisting the wider team produce Monzo’s capital and liquidity regulatory reporting and disclosures (including Pillar 3)
• Executing and improving the controls required to ensure regulatory reporting is timely, accurate and complete
• Ensuring all our regulatory reporting runs like clockwork
• Using data visualisation tools to build dashboards and facilitate sign-off and useful insights
• Designing brilliant ways to automate your work and leverage technology to ensure we scale with the business

🤩 We’d love to hear from you if…

• You have a good understanding and experience of producing LCR, NSFR, PRA110, ALMM returns
• You’re excited by data and have a sharp eye for detail
• You have knowledge of coding languages like SQL would be a bonus, although a willingness to learn is just fine
• You have a proven record of delivering to strict deadlines
• You want to automate or enhance recurring processes, particularly by leveraging technology, but know how to balance this with getting the actual reports out!

🙌 What’s in it for you

💰up to £55,000 (depending on experience) ➕ incentive awards tied to your performance

📍This role is based in our London office on a hybrid basis. We expect 1 - 2 days per week working from the office.

⏰ We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.

📚 £1,000 learning budget each year to use on books, training courses and conferences.

🏡 £200 allowance to spend on your work-from-home setup after completing your first full month with us.

➕ Plus lots more! Read our full list of benefits.

🌈 The application journey has 4 key steps

• Phone call with recruiter (30 mins)
• Initial call with hiring manager (30 mins)
• Technical interview with hiring manager and team member (45 mins)
• Monzo behavioural interview (30 min)

This process should take around 3-4 weeks - your schedule is really important to us, so we promise to be as flexible as possible!

We’ll only close this role once we have enough applications for the next stage. Please submit your application as soon as possible to make sure you don’t miss out.

#LI-NZ1

Equal opportunities for everyone

Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our blog, 2026 Diversity and Inclusion Report and 2025 Gender Pay Gap Report.

We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.

If you have a preferred name, please use it to apply. We don't need full or birth names at application stage 😊