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Join Koins Microfinance Bank Limited as a Credit Analyst in Victoria Island, Lagos, where you will play a critical role in supporting financial inclusion through detailed credit evaluation. This fully licensed microfinance bank focuses on empowering SMEs and private clients with tailored financial services including loans, savings, and investments. In this role, you will analyze financial statements, credit reports, and other relevant data to determine the creditworthiness of loan applicants. Your daily tasks include assessing profitability, liquidity, and leverage ratios to recommend appropriate loan amounts. You will also evaluate credit risks, considering economic, socio-political, and regulatory factors affecting clients. Additionally, you will recommend suitable collateral types and ensure proper valuation to safeguard the bank’s interests.
Conducting loan interviews and site visits for advanced due diligence completes your responsibilities. Monthly loan performance reviews and management reporting on collection efficiency are also part of your duties. To excel as a Credit Analyst here, you should bring a Bachelor's degree or HND in Banking and Finance, Accounting, Business Administration, Economics, or related fields. You must have at least two years of experience in credit analysis and be ready to work full-time in Lagos. Strong analytical skills and effective communication with clients are essential. Victoria Island is a key financial hub in Lagos with a vibrant SME sector that requires robust credit evaluation to sustain growth. Koins Microfinance Bank Limited stands out by combining technology and impact-driven approaches to support financial inclusion in this dynamic environment. While the salary is not specified, this position offers a valuable career path in the financial services sector, opening opportunities for advancement within microfinance and banking institutions. Successful candidates can leverage this role to build expertise in credit risk management and portfolio analysis. When applying, highlight your experience in financial statement analysis and credit risk assessment. Quantify your contributions to loan portfolio performance and emphasize familiarity with collateral valuation processes. Including references or case examples of successful loan approvals will strengthen your application. If you are ready to contribute as a Credit Analyst at Koins Microfinance Bank Limited, submit your application by September 4, 2026. This is a chance to join a technology-driven bank dedicated to advancing financial inclusion in Lagos.
Koins Microfinance Bank Limited is a licensed technology-driven microfinance bank committed to enhancing financial inclusion through loans, savings, and investments.
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FAQs
What qualifications are required for the Credit Analyst role at Koins Microfinance Bank Limited in Lagos?
Candidates should have a Bachelor's degree or HND in Banking and Finance, Accounting, Business Administration, Economics, or related fields to qualify for this role.
How much experience is needed for the Credit Analyst position at Koins Microfinance Bank Limited?
Applicants must have at least 2 years of experience working as a credit analyst to be considered for this job.
Is the Credit Analyst job at Koins Microfinance Bank Limited based in Lagos remote or onsite?
This role is based onsite in Victoria Island, Lagos, and is not a remote position.
What are the working hours for the Credit Analyst role at Koins Microfinance Bank Limited?
The position is full-time, requiring candidates to work standard full-time hours at the Lagos office.
When does the application for the Credit Analyst role at Koins Microfinance Bank Limited close?
The application deadline for this role is September 4, 2026.
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Credit Analyst at Koins Microfinance Bank Limited
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