Locations: Lagos and Rivers
Employment Type: Full-time
Job Summary
- We are seeking motivated and results-driven Credit Sales Officers to market the company's loan products to traders, SMEs, and business owners.
- The successful candidates will be responsible for generating leads, acquiring customers, conducting field activities, supporting customer verification, and following loan applications through to disbursement while maintaining strong customer relationships.
Responsibilities
- Generate leads and actively market the company's loan products to traders, SMEs, and business owners.
- Conduct field visits to identify and engage prospective borrowers.
- Explain loan products, eligibility requirements, repayment terms, and other relevant information to prospective customers.
- Build and maintain relationships with prospective and existing customers.
- Collect and review required customer documentation and ensure loan application forms are properly completed.
- Support customer verification and other pre-disbursement processes in line with company procedures.
- Follow up on loan applications from submission through approval and disbursement.
- Achieve assigned individual and team sales and disbursement targets.
- Maintain accurate records of leads, applications, customer interactions, and sales activities.
- Provide regular activity and performance reports to the Credit Team Lead or management.
- Collaborate with the Credit, Operations, and Recovery teams to support healthy portfolio performance.
- Stay informed about market conditions, customer needs, and competitor activities.
- Ensure all customer acquisition and sales activities comply with company policies and procedures.
Requirements
- Bachelor's degree or equivalent qualification in any relevant discipline.
- Must have completed NYSC.
- Relevant experience in sales, business development, financial services, microfinance, lending, or a related field is an advantage.
- Strong sales, negotiation, persuasion, and customer relationship management skills.
- Ability to work independently and conduct field activities.
- Target-driven with a strong desire to achieve and exceed assigned targets.
- Good verbal and written communication skills.
- Proficiency in Microsoft Office and relevant business applications.
- Strong organizational and follow-up skills.
- High level of integrity, accountability, and attention to detail.
Salary
N300,000 - N350,000 Monthly.
Application Closing Date
7th November, 2026.
Interested and qualified candidates should send their CV to: tophireafrica@gmail.com using the job title as the subject of the email.