Loan Officer - Personal & SME

Location: Lagos
Employment Type: Full-time

Job Description

• We are looking for an experienced Loan Officer in Personal & SME to facilitate lending for our clients by assessing creditworthiness and processing relevant paperwork in Lagos State.
• Loan officer responsibilities include preparing loan applications, evaluating clients’ financial information, and calculating risk ratios. To be successful in this role, you should have a good understanding of lending procedures and customer service experience.
• Ultimately, you will help our clients acquire loans in a timely manner while ensuring all requirements are met.

Responsibilities

• Review loan requests
• Assess clients’ financial status
• Evaluate creditworthiness and risks
• Contact clients to gather financial data and documentation
• Analyze risks and approve or reject loan requests
• Set up payment plans
• Maintain updated records of loan applications
• Follow up with clients about loan renewals
• Monitor progress of existing loans

Requirements and Skills

• NCE / OND / HND / BSc in Banking and Finance, Economics or related field
• Minimum of 3 years' proven work experience as a loan officer
• Minimum of 3 years Personal & SME lending experience
• Hands-on experience with lending procedures and products
• Ability to create and process financial spreadsheets
• Strong analytical skills
• Excellent communication and interpersonal skills
• Customer service experience.

Benefits

• Starting Salary:150,000
• Bi-annual Profit Sharing
• HMO
• Flexible working hour
• Yearly appraisal
• Salary review based on performance

Application Closing Date
27th September, 2026.

Interested and qualified candidates should forward their CV to: career@entourageloans.com / career.entourageint@gmail.com using the position and location as the subject of the email. E.g., Loan Officer-Personal & SME (Lagos State)