Senior Backend Engineer (Payments) at Fairmoney Microfinance Bank

About the role

Full description from the employer source. Apply via the official link when ready.

Join Fairmoney Microfinance Bank as a Senior Backend Engineer (Payments) based in Lagos, Nigeria. Fairmoney is a leading mobile-focused bank serving emerging markets, initially launching with a digital microcredit app on Android and now expanding their offerings to include current accounts, savings, and debit card services. The company is rapidly growing across West Africa and South-East Asia, making this role vital for their continued success in the fintech space. In this role, you will lead backend engineering projects from initial design through to deployment, building scalable and resilient systems that handle complex payment workflows. Your day-to-day will involve architecting distributed systems, optimizing database performance, and ensuring high availability and observability.

You will also work on API integrations and troubleshoot live production issues, helping maintain the reliability of critical financial services. To excel in this position, you should bring 4 to 6 years of professional experience in backend software development, with strong expertise in distributed systems, relational databases like PostgreSQL or MySQL, and concurrency control. Familiarity with synchronous and asynchronous communication, API design, and error handling is essential. Bonus skills include Golang programming, payments or fintech experience, and knowledge of cloud-native microservices architectures. Lagos' growing fintech ecosystem offers ample opportunities for backend engineers to impact digital financial inclusion. Fairmoney's innovative approach to mobile banking positions the company as a key player in this market, making this role especially impactful for career growth within the Nigerian fintech industry. The position offers a full-time hybrid work schedule and benefits including private health insurance, pension plan, training and development, and performance bonuses. This is an ideal role for engineers driven by ownership and a commitment to building reliable backend payment systems. Highlight your backend engineering achievements, especially projects involving payments or large-scale distributed systems, when applying. Quantify your impact on system performance and scalability to stand out. Apply for the Senior Backend Engineer (Payments) role at Fairmoney Microfinance Bank in Lagos to advance your fintech career and contribute to innovative financial solutions. The position remains open until filled, so early application is encouraged.

Requirements

EssentialNice to have below

Possess 4 to 6 years of backend software engineering experience
Demonstrate expertise in building scalable distributed systems
Understand synchronous and asynchronous communication patterns
Design APIs and manage external integrations with error handling

Responsibilities

Lead design and deployment of complex backend payment systems
Develop scalable distributed architectures with high availability
Optimize relational database schemas and queries for performance
Implement robust API integrations and handle error scenarios
Conduct root cause analysis and troubleshoot production issues
Collaborate with teams to ensure system observability and resilience
Apply engineering best practices to maintain backend reliability
Use AI-assisted tools to enhance code quality and productivity

Key skills

distributed systemsAPI designPostgreSQLMySQLdatabase optimizationconcurrencytransaction managementGolangmicroservicesevent-driven architectureproduction troubleshootingAI-assisted development tools

Nice to have

Have experience in payments or fintech industry domains
Know Golang programming language
Familiar with cloud-native architectures and microservices
Understand event-driven system designs

Benefits

Private Health Insurance, Pension Plan, Training & Development, Performance Bonus

About Fairmoney Microfinance Bank

About the Company

Fairmoney Microfinance Bank

FairMoney is pioneering mobile banking solutions tailored for emerging markets, starting with digital microcredit and expanding into comprehensive financial services across Western Africa and South-East Asia.

Finance & Accounting

View company profile Interview questions

Loading…

More about this role

Location

FAQs

What qualifications are necessary for the Senior Backend Engineer role at Fairmoney in Lagos?

Candidates should have 4 to 6 years of backend software engineering experience, with strong skills in distributed systems, API design, and relational databases such as PostgreSQL or MySQL.

Is this Senior Backend Engineer position at Fairmoney based onsite or remote?

The role is offered on a hybrid basis in Lagos, combining onsite work with some remote flexibility.

What kind of experience in fintech is preferred for this role?

Experience working with payment systems or fintech-related backend services is highly valued for this position to ensure familiarity with the domain's challenges.

Are there any specific programming languages required for this backend engineer job?

While Golang experience is a plus, the primary requirement focuses on strong backend engineering skills; candidates with expertise in other backend languages are also considered.

What benefits does Fairmoney offer for this role in Lagos?

Employees in this role receive private health insurance, pension plans, training and development opportunities, and performance bonuses.

Senior Backend Engineer (Payments) at Fairmoney Microfinance Bank

About the Company

Other roles in this Fairmoney Microfinance Bank pack

More jobs at Fairmoney Microfinance Bank

More about this role