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Join Fairmoney Microfinance Bank in Lagos as a Principal Software Engineer specializing in Payments Platforms. Fairmoney is a leading mobile bank focused on emerging markets, starting with a digital microcredit app and now expanding services like current accounts, savings, and debit cards across Western Africa and South-East Asia. In this role, you will guide the technical strategy of the payments platform, building and maintaining APIs and services that manage high-scale money movement. You will integrate directly with banks, switches, and payment processors in Nigeria, architect the platform’s service boundaries and data ownership, and implement robust failure handling through idempotency, retries, and reconciliation.
The position also involves troubleshooting critical production issues and leading design reviews to uphold engineering excellence while mentoring senior engineers and collaborating with product, risk, operations, and partner teams. Successful candidates bring over five years of technical leadership experience, preferably in payments, banking, or fintech environments, with practical knowledge of ledgers, settlement, and reconciliation processes. You should have at least two years of experience in Go, Java, .NET, or TypeScript and be adept at designing APIs and integrating with external third-party services at scale. Expertise in relational databases like PostgreSQL or MySQL, messaging/streaming systems such as Kafka, RabbitMQ, SNS, or SQS, and building highly available, resilient systems is essential. Strong debugging skills are required to resolve complex production challenges. Lagos is a vibrant fintech hub with growing demand for scalable digital payment solutions, making this role crucial for advancing financial technology infrastructure in Nigeria. Fairmoney’s innovative approach positions you at the forefront of this dynamic sector. While salary details are not specified, this role offers a pathway to senior technical leadership within fintech, with opportunities to shape impactful payment systems across emerging markets. Employee benefits include private health insurance, pension plan, training and development, remote work options, and paid time off. To stand out, highlight your hands-on experience with distributed systems, real-world payment platforms, and your leadership in API design. Quantify your impact on system reliability and throughput, and provide examples of mentoring or leading engineering teams. Apply now for the Principal Software Engineer (Payments Platforms) role at Fairmoney Microfinance Bank in Lagos to contribute to cutting-edge fintech solutions and advance your career in a fast-growing environment.
Private Health Insurance, Pension Plan, Training & Development, Remote work, Paid Time Off
FairMoney is pioneering mobile banking solutions tailored for emerging markets, starting with digital microcredit and expanding into comprehensive financial services across Western Africa and South-East Asia.
Same hiring drive · 5 open roles
This employer posted multiple positions together. Apply to every role you fit.
BI - Business Intelligence Analyst at Fairmoney Microfinance Bank
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ESG and Impact Manager at Fairmoney Microfinance Bank
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Senior Backend Engineer (Payments) at Fairmoney Microfinance Bank
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Customer Experience (CX) Optimization Specialist at Fairmoney Microfinance Bank
Lagos
Location
FAQs
What experience is required for the Principal Software Engineer role at Fairmoney Microfinance Bank in Lagos?
Candidates should have over 5 years of technical leadership experience, preferably in payments, banking, or fintech, with at least 2 years of working knowledge in Go, Java, .NET, or TypeScript.
Is this Principal Software Engineer position at Fairmoney Microfinance Bank based onsite or remote?
The role is based in Lagos and is primarily onsite, although the company offers some remote work benefits.
What technologies will I work with as a Principal Software Engineer at Fairmoney?
You will work with Go, PostgreSQL, MySQL, Kafka, RabbitMQ, SNS, SQS, Kubernetes, Docker, and AWS infrastructure.
Are there any benefits provided for this role at Fairmoney Microfinance Bank?
Yes, benefits include private health insurance, a pension plan, training and development opportunities, remote work options, and paid time off.
What is the application deadline for the Principal Software Engineer role at Fairmoney?
The application closing date is not specified for this position.
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